Speak to a Specialist Adviser
0800 912 4050
PERSONALISED PROPERTY FINANCE ADVICE FOR INVESTORS AND BUSINESSES.
Whether you are building a buy-to-let portfolio, funding a commercial purchase, or arranging short-term finance, we provide clear, tailored advice to support your objectives. We specialise in buy-to-let, bridging, and commercial finance, working with specialist lenders to structure solutions that fit your circumstances.
Ready to take the next step? Call us now or fill out the form and one of our advisers will be in touch shortly.
Rockmere Finance Ltd is an Appointed Representative of Connect IFA Limited (441505), which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 1041078
Access to 170+ lenders – from high street banks to specialist providers – to find the right deal for you
Buy-to-Let Calculator
Use this tool to estimate how much you could borrow based on rental income, interest cover ratio (ICR), and lender stress tests. It includes key figures like the minimum required rent and estimated loan amounts – but remember, results are for guidance only and actual lending will depend on full underwriting and lender criteria.
Bridging Loan Calculator
This tool helps you estimate the cost of a bridging loan and the potential return on your investment. It calculates loan amounts, fees, interest, and provides an estimated ROI based on your purchase, refurb, and resale values. Results are for guidance only and will vary depending on your project and lender terms.
Looking for something else?
Explore our full range of mortgage and property calculators in our calculator hub.
How can we help you?
Bridging
Fast, short-term property finance for time-sensitive deals such as purchases, refinances, auction buys, refurbishments, and chain breaks
Commercial
Need funding for a business, property?
We offer commercial mortgages, and development finance.
Buy To Let
Whether you're new to letting or building a portfolio, we provide advice to help you find the right buy-to-let mortgage solution.
Protection
Want to protect your income, home, or loved ones?
We offer life cover, income protection, and critical illness insurance..
FAQS
How much can I borrow?
This depends on the type of finance, the property, and the lender’s criteria.
For buy-to-let and commercial finance, borrowing is typically based on rental income, property value, and overall deal structure. For bridging finance, it will depend on loan-to-value, exit strategy, and the asset being used as security.
Our calculators can provide an initial estimate, but the exact amount will be confirmed following a full review of your circumstances.
Do you charge a broker fee?
Yes, we do charge a broker fee.
The exact fee will depend on the type and complexity of the case and will always be clearly discussed and agreed with you in writing before we submit an application on your behalf.
For buy-to-let, bridging, and commercial finance cases, fees typically start from £299–£499, depending on the structure and complexity of the transaction.
What types of mortgages do you offer?
We advise on buy-to-let mortgages, bridging finance, and commercial property finance. We also provide advice on personal and business protection solutions, including life cover, income protection, critical illness, and business protection.
Can you help if I have bad credit or missed payments?
Yes. We work with specialist lenders who consider cases involving adverse credit, depending on the type of finance, the property, and the overall deal structure.
What areas do you cover?
We’re based in West Drayton but work with clients across the UK. Whether local or nationwide, we can support you by phone, video, or email — wherever you are.
When do I pay your broker fee?
Our fee is only charged once you're happy to proceed with a full application. It will always be confirmed in writing first.
How long does a mortgage offer take?
Timescales vary depending on the type of finance and the complexity of the case. Buy-to-let and commercial cases can take several weeks, while bridging finance can often be completed much faster, subject to valuation and documentation.
Can I get a mortgage if I’m self-employed?
Yes. We advise self-employed clients, including sole traders, contractors, and limited company directors, across buy-to-let, bridging, and commercial finance.
Do you offer help with protection insurance?
Yes. We advise on personal and business protection solutions, including life insurance, income protection, and critical illness cover.
Can you help with bridging finance?
Yes. We advise on short-term bridging finance for property purchases, auctions, refinances, and chain breaks, with solutions structured around your exit strategy.
About Rockmere Finance Ltd
At Rockmere Finance Ltd, you’re in experienced hands. Led by founder and adviser Matthew Murray, we provide clear, practical advice across buy-to-let, bridging, commercial property finance, and protection.
With a background in property, sales, and financial services, we take a straightforward, client focused approach to structuring finance and protection solutions that fit your objectives. Whether you’re building a property portfolio, funding a commercial purchase, or arranging short-term finance, you’ll receive honest, tailored guidance at every stage.
We combine modern, technology enabled processes with reliable, transparent advice you can trust.
Rockmere Finance Ltd (Company No 16551568) • Registered in England and Wales
Registered Office: 47 Farringdon House, 29 Park Lodge Avenue, West Drayton, UB7 9FX
Email: [email protected] • Tel: 0800 912 450
Rockmere Finance is a trading name of Rockmere Finance Ltd (Company No 16551568), which is an Appointed Representative of Connect IFA Ltd (Firm Reference Number 441505), authorised and regulated by the Financial Conduct Authority. Connect IFA Ltd is entered on the Financial Services Register. Financial Services Register: https://register.fca.org.uk/s/
Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
There will be a fee for mortgage advice; the precise amount will depend on your circumstances and will be confirmed in writing before you proceed. Full details are contained within our Terms of Business.
Your home may be repossessed if you do not keep up repayments on your mortgage or other secured loans.
The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Complaints: If you wish to register a complaint, please contact the Compliance Team at Connect IFA Ltd, 39 Station Lane, Hornchurch, Essex, RM12 6JL, Tel 01708 676110, or refer to the Financial Ombudsman Service at www.financial-ombudsman.org.uk.
The FCA does not regulate some forms of Buy to Let mortgages and Commercial mortgages to Limited Companies.
External links: By clicking onto external links you are leaving the Rockmere Finance website. Neither Rockmere Finance Ltd nor Connect IFA Ltd are responsible for the accuracy of the information contained within linked sites.